Car insurance in English for expats in France

Vehicle insurance in France

Car insurance for expats in France

We provide the following as standard for your vehicle insurance in France:

  • accident forms in English
  • roadside assistance (similar to that provided by Green Flag/RAC) in 42 countries with/without the car – this means that even if the car is at home and you and your family are abroad, via another means of transport, the family are still covered

This policy is akin to a travel insurance policy for all the family! You could also opt for a replacement vehicle option.

Insuring right-hand drive vehicles in France

Car insurance in Europe doesn't function in a global market fashion. UK insurers consider that once someone is resident in France, then their UK car insurance can be regarded as invalid. So if you have just arrived in France with a right-hand drive car with UK plates, you need to find an insurer here in France. We can help! Here in France we are able to offer:

  • cover for foreign-registered cars for up to three months. This initial period can be extended. The registration - separate from the insurance - used to be handled by your local préfecture but the system changed at the end of 2017. You now need to make your application either with an approved garagiste or on-line at Agence Nationale des Titres Sécurisés (ANTS). Note that on-line applications can involve a delay of at least 2 months before you receive the registration document you've applied for.
  • a solution that could be better value than paying extra for a short-term green card

Although we can indeed provide cover for your right-hand drive vehicle, we'd question why you'd use a foreign-registered car here in France. It can be argued that you are not as safe as you would otherwise be ... and does your front-seat passenger really like being propelled towards oncoming traffic whenever you overtake? Probably not!

The Constat Amiable d'Accident Automobile

This is the loveable little form that European insurance requires you to keep in your glove box. You are probably aware that these forms are available in English. In the UK insurers issue them with your green card. Well, you can complete these in English - even if your car is French-registered - and you can submit them to us (in English) if ever you need to make a claim through us. That's all legal and acceptable. You can download an English version or an English and French version of this form from this page on our website. And there's more, too... We have some clear and important advice for how you fill in these little beauties. See the 'Who's liable?' page or email us for more detailed information.

Discounts for dashcams fitted and working

From October 2015, Prevencia is offering a generous 10% discount on car insurance policy premiums when a dashcam is fitted, working and in use. You can read more about this in our blog post entitled Ten percent premium discount when a dashcam is used.

What our customers say about our support with their Vehicle insurance

Thank you so much for your help and warm support on Monday when I phoned about the breakdown truck. Everything worked out fine and the garage was able to fit two new front tyres for us that afternoon.
Daphne (April 2017)
Although I haven't made many claims over my past 12-14 yrs with Generali (3 I think combined house & auto) I have always been satisfied with your business and dealings, and as always the English speaking element has facilitated matters! (although after 14 years we’re not too bad at French admin now!).
Eric (August 2017)
I would just like to thank you for your help last week when I was unable to start my car. Initially the recovery centre could not find the record for either my car registration no or the contract no. However when I telephoned yourselves direct you were able to sort and arrange everything for me. Not only that, the recovery vehicle arrived within 40 minutes and got my car started. An excellent service so many thanks to everyone who helped.
Hilary (August 2017)
Just a short note to let you know that garage CARROSSERIE DUPRAT completed the repairs on Thursday. They have repaired the car very well, with no sign that it was ever damaged. We are happy, both with the work done and with the friendly and efficient approach by the garage. Many thanks for your help in this and for ensuring that the process went so smoothly. We are very grateful.
Jeremy (December 2017)
Many thanks Mireille. This has taken such a long time for you to recover, many thanks for your perseverance here.
Victoria (August 2017)
Once again I would like to thank you for your time, attention and the help that you have given me in organising both the car and house insurance. The service you have provided to me has been absolutely first rate and I am very grateful as to how simple the whole process has been.
Anthony T. (October 2017)
The service has been exceptionally quick and professional; and, it solved what was looking like a very difficult problem for us. If we’d known about this service earlier, our life would have been considerably less stressful - advertise more widely!
Chris P. (January 2018)
Thanks so much for all your help. It is a pleasure to deal with such a professional and efficient organization.
Jane O. (January 2018)
Merci encore pour ton aide comme le habitude tu est rapide, efficace et vraiment gentil. Je suis touche que tu pense de moi sur mon anniversaire tu est quelcon forcement sympa.
Merci encore
Bill (November 2019)
I am writing to express my approval of the excellent service I have had over a period of 5 or 6 years from Generali agence Prevencia for the insurance for my cars. The staff, based in Eauze, were always efficient and polite and by changing to Generali I saved over €600 for three cars previously insured by another company.

I have no hesitation in recommending Prevencia to anyone looking for a car insurance cover.
Tim (December 2019)
Bonjour, merci pour votre réactivité,si tout les dossiers était suivi par vous sa serai un réel bonheur. cordialement
Eric (August 2018)
Thank you so much Mireille. You have been extremely helpful through this process and I am very grateful for how quickly you have returned all my emails. We definitely will insure what we purchase with you.
Samantha (December 2018)
Dear Ms Carrier, thank you for help in recovering the towing costs. I am very appreciative and note your comment about contacting the insurers first in case of a future need. Thank you !
Terry (june 2018)
Thank you for your help this morning, I was very upset and nervous and you were extremely helpful and kind.
Pauline (May 2018)
I would like to express my thanks for your professionalism & kindness in dealing with my accident claim over the last few weeks.
Bruce (May 2018)
je vous fait parvenir la facture de la nouvelle carte grise d’Estelle pour éventuellement un remboursement de votre part et je vous en remercie.
des réception de la nouvelle carte grise je vous fais parvenir la photocopie.

je voulais aussi vous remercier personnellement de votre efficacité ,votre gentillesse, et votre professionnalisme sur le dossier de ma femme, c'est dans ces moment la que je ne regrette pas de vous avoir fait confiance.

très cordialement
Jose (May 2018)

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Telephone us directly on: +33 (05 62 03 70 00).